"Phishing" scams involve an email designed to look like it was sent from an institution you normally do business with, such as your bank or an online store.
The email claims there is a problem with your account and asks you to respond with personal information such as your account number, social security number, etc.
Smishing - a word derived by combining "short message service" and "phishing" -- scams are a variation of phishing scams.
Scammers send out text messages that look like legitimate messages from an institution you do business with and claim there is a problem with your account. The message instructs you to either call an 800 number and enter personal information or respond to the text message with personal information.
If you get a text message requesting you to call an 800 number or respond with personal information, do not respond without verifying the authenticity of the message.
Verify the message by looking up the main phone number of the business independently and calling them to ask if the message is legitimate.