Saint Louis University

Medical Benefits

A choice of two medical programs is available, provided enrollment occurs within 31 days of eligibility. United HealthCare offers the PPO Plus Plan as well as a High Deductible Health Plan (HDHP).

All plans and any dependent coverage require a payroll contribution from the employee. The University arranges all medical and dental plan costs on a pre-tax basis through a premium conversion program. Instead of a payroll deduction, your expense is arranged as a pay reduction, which reduces taxes you otherwise would have to pay.

Life Insurance

A choice is offered among benefits equal to one, two, three or four times base annual earnings, to a maximum of $400,000. The University provides a benefit equal to one times base annual salary and the remaining benefit selected is provided at low group rates based upon age. Dependent life in the amount of $25,000 for a spouse and $12,500 for an eligible dependent child is also available.

Accidental Death & Dismemberment

The University provides a benefit equal to one times base annual salary. Participants may also select additional benefits in units of $10,000 not to exceed a $500,000 overall limit. A family plan is also available.

Dental Plans

Three optional plans of coverage are available through payroll deduction, providing enrollment occurs within 31 days of eligibility. Changing from one plan to another is allowed during open enrollment periods.

403(b) Plan

Tax deferred investments are available through salary reduction from the same mutual fund families and annuities used for the University Retirement Plan. All employees are immediately eligible.

Retirement Plan

The University's retirement plan is a voluntary defined contribution plan. After one year of continuous service, the University will contribute to the Plan a percentage of the eligible participant's salary provided the employee contributes to the 403(b) Plan. The Plan offers a 2 to 1 match up to a maximum employer contribution of 10% based on an employee contribution of 5% or higher. Contributions are all taxed deferred. All contributions made by the University are vested upon eligibility after one year of employment in which an employee completes 1000 hours of service to the University.Flexible Spending Plan

The Flexible Spending Plan lets you pay for eligible medical and dental expenses that are not otherwise covered by insurance with contributions taken from your pay before taxes. You may elect an amount of benefit up to $5,000 per year. Enrollment must be made within 31 days of your date of full time employment, during the annual open enrollment period or within 31 days of dependent birth/adoption.

Dependent Care Plan

The Dependent Care Spending Account lets you pay for eligible child or dependent care expenses with contributions taken from your pay before taxes. You may elect any amount of benefit up to a legal limit of $5,000 per year (married persons filing separate returns would be limited to $2,500). An enrollment choice must be made within 31 days of your date of eligibility, during the annual open enrollment period or within 31 days of dependent birth/adoption.

Sick Leave

Sick leave is earned and accrued at the rate of 13 days per year. Unused leave may be accrued up to a maximum of 130 days. Medical evidence substantiating the nature and probable duration of an incapacity may be required. Faculty should consult their contract/handbook for applicable information.

Long-Term Disability

Coverage is automatic, as a condition of employment, after one year of full-time service. Benefits are payable as of the first day of the month following the later of 90 days or the exhaustion of sick leave and vacation not to exceed 180 days. The plan pays 60% of salary up to $15,000 per month. Benefits will be reduced by payments received under Workers' Compensation and/or Social Security laws. There will be a small payroll deduction assessed for benefits that apply to any portion of salary that exceeds $36,000 per year.

Employee Assistance Program

Confidential professional counseling is provided at no personal cost for staff and their families who are coping with a personal or family crisis. Please call (800) 859-9319 to make an appointment. More information.

Adoption Assistance Program

The adoption assistance policy provides financial reimbursement for adoption related expenses. Eligible staff, faculty and administrators may receive reimbursement for a maximum of $6,000 for agency and non-step child adoptions or $1,000 for adoptions of a stepchild.

Child Care Resource and Referral Service

This service is provided through the Employee Assistance Provider. To inquire, please call ComPsych, (800) 859-9319.

Business Travel/Accident

This is a $100,000 benefit provided for travel on University business. Covered travel must be authorized by or at the direction of the University.


Years 0 - 4Years 5 - 9Years 10+
Support & Professional Hourly Staff 10 days 15 days 22 days
Professional Salaried Staff 15 days 22 days 22 days
Major Administration 22 days 22 days 22 days


The University observed holidays are as follows: New Year's Day, Martin Luther King's Birthday, Good Friday, Memorial Day, Independence Day, Labor Day, Day before and after Thanksgiving, Thanksgiving, Christmas Eve, Christmas Day, Day after Christmas and New Year's Eve. Staff who are required to work a scheduled holiday will receive a personal day to be taken prior to the end of the fiscal year. Faculty should consult their contract, faculty handbook & departmental chair.

Direct Deposit

Arrangements may be made to have paychecks deposited automatically to a designated personal account(s) each pay day. Also, you qualify to become a member of the St. Louis Community Credit Union.

Tuition Remission

The University provides up to six courses (18 credit hours) of undergraduate or graduate credit per academic year to regular, full-time staff and faculty members. The plan strongly recommends that a staff member must have completed six consecutive months of full time employment with the University. Tuition remission is also available to eligible spouse and children of regular, full-time employees for undergraduate work only after three years of full-time service.

Tuition Exchange

The Tuition Exchange Program enables children of eligible Saint Louis University employees to apply for a Tuition Exchange Program scholarship at any of the over 480 Tuition Exchange Program participating colleges and universities. There are 10 awards given annually to the employees with the longest continuous full time service with the University.

FACHEX Program

The Fachex program enables children of eligible Saint Louis University employees to apply for tuition remission at one of the 26 participating Jesuit colleges and universities. Each participating college or university establishes its own regulations and restrictions, with limited availability for accepting students through the FACHEX program. Please note these restrictions prior to applying to the program. For more information, please contact the Office of Scholarship and Financial Aid at 977-4208.

Recreation Center

Employees may request membership to University recreation facilities in accordance with established guidelines. Contact the Recreation Center for information, 977-3181.