You and your family - CHIP (Children's Health Insurance Program)
Special Enrollment Rights under CHIPRA
The Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA) was enacted by the United States federal government on February 4, 2009. CHIPRA created new special enrollment rights effective April 1, 2009. CHIPRA extended the State Children's Health Insurance Program (SCHIP) through 2013 and renamed it the Children's Health Insurance Program (CHIP). Learn more about CHIP. The special enrollment rights under CHIPRA allow the following for qualified Saint Louis University Group Health Plan members:
- If you or your dependent become eligible for state-granted premium assistance, or, you or your dependent's coverage terminates due to a loss of eligibility (as opposed to termination due to failure to pay premiums) under Medicaid or a State Children’s Health Insurance Plan, you may enroll in the Saint Louis University Health Plan. You must request coverage within 60 days of this special-enrollment qualifying event.
- If your dependent becomes eligible to receive a premium subsidy from the Child Health Insurance Program, you will be allowed under CHIPRA to disenroll (drop) your dependent from the Saint Louis University Group Health Plan. You must request this coverage change within 60 days of this special-enrollment qualifying event.
Health Care Plan Eligibility
Coverage under the Saint Louis University Health Plan for Faculty and Staff is extended to full-time, regular faculty and staff, their spouses, and eligible children from birth to 26 years of age. Coverage beyond the age of 26 may be available if child is disabled. (You must contact Saint Louis University Benefits Office prior to the child's 26th birthday for more information on continuing coverage for disabled children.) Refer to the Health Care Plan Summary Plan Description for full details of eligibility.
Benefits for full-time, benefit eligible employees begin on the first day of full-time employment.
United Heathcare, Express Scripts and Delta Dental mail insurance cards for elected coverage to new employees at their home address, within 10 to 14 business days.
How to Enroll
To enroll, please review the following pages that provide additional information for prospective benefit plans: