You and your family - Divorce or Legal Separation
Divorce and legal separation are considered family status changes so you may be able to make changes to some of your benefits (without having to wait for the open enrollment period in November) providing the change is consistent with and as a result of the divorce or legal separation and you make a change within 31 days of the divorce or legal separation. If you have questions, please contact the Benefits Office at 314-977-2595 or firstname.lastname@example.org.
Action Items Checklist:
- Change name (if applicable).
- Bring your new Social Security Card, in person, to the Human Resources office – 3545 Lindell Blvd. 1st Floor. Change tax withholding status (if applicable).
- Go to the Banner Self-Service and under the Employee tab you will find a link to Tax Forms. Under Tax Forms, you will find the Federal and State W-4s.
- Update your marital status using Banner Self-Service.
- Make changes to benefits.
Health and Dental coverage
You must drop your ex-spouse from your coverage. (Whether divorced or legally separated.)
- You must notify the Benefits Office within 31 days of the status change.
- Your ex-spouse can opt to pay for their own benefits through COBRA and they will receive notification of this in the mail.
Flexible Spending Accounts (FSAs)
Changes must be made within 31 days of the date of the divorce or legal separation.
- If you anticipate changes to your health care or dependent care expenses in the upcoming months due to your change in marital status, you may want to begin participating in an FSA, or increase or decrease the contributions to your existing FSA.
- You may obtain the FSA Enrollment Form from the Forms and Resources page.
Changes should be made as soon as possible after the divorce or legal separation.
- Contact your investment company to update your beneficiary designation.
Qualified Domestic Relations Orders (QDRO)
To avoid a delay in processing, Saint Louis University’s Benefits Administration Office suggests the following steps for processing a QDRO. Following these steps allows for review of the order prior to court review and assures the document will be deemed a qualified order for the Saint Louis University Retirement Plan, thus avoiding the expense of having revisions made and re-submitting the Order to the Court. To process a Qualified Domestic Relations Order:
- Prepare the proposed Order (or have your attorney prepare one for you) and submit the draft document to Saint Louis University's Benefits Office for consideration. (A divorce decree/marital dissolution agreement is not sufficient.) Saint Louis University does not provide a standard form but you may contact your investment company to see if they have one they will provide.
- The Benefits Office will review the Order with Saint Louis University’s Office of the General Counsel and return the Order to you with either tentative approval or a list of recommended changes needed to be accepted as “qualified” by the Saint Louis University Retirement Plan.
- After you or your attorney make the requested revisions, the Order must be submitted to the Benefits Office for a final review (before submission to the court).
- Once approval is given by the Benefits Office, the Order should be submitted to the Court for approval.
- Once approval is granted by the Court, a certified copy of the Order must be submitted to the Benefits Office for submission to the Investment Company as a Qualified Domestic Relations Order.
- The Investment Company will then divide the assets according to the approved and executed QDRO.
Name of Plan:
Saint Louis University Retirement Plan
Saint Louis University
Please direct correspondence to:
Saint Louis University
3545 Lindell Blvd.
St. Louis, Missouri 63103
For questions specifically related to Qualified Domestic Relations Orders, contact: 314-977-5847 or email@example.com.
Changes can be made anytime during the year.