Saint Louis University

You or your spouse’s job status - Spouse Coverage Changes

You or your spouse’s job status - Spouse Coverage Changes
If an event causes your spouse to gain or lose health and dental insurance or their employer's coverage changes significantly during their company's Open Enrollment period, you may want to add or delete them from Saint Louis University's coverage, or enroll in our plan(s) if you previously waived coverage. To change the coverage for your spouse, you must make the change within 31 days of the event that triggered the coverage change.

You must provide supporting documentation to make changes to your coverage.

Examples of Qualifying Events Actions You Might Want to Take Supporting Documentation/Forms
Your spouse loses his/her job Add spouse to your coverage
  1. Letter from their employer on company letterhead stating the last day of benefit coverage.
  2. Submit appropriate enrollment forms
  3. Copy of marriage certificate
  4. A household bill within the last 60 days showing spouse’s name
  5. Federal joint tax return (you may strike financial information)
Your spouse gets a new job Drop spouse from your coverage
  1. Letter from employer indicating benefits effective date.
  2. Submit appropriate enrollment forms
Your spouse gets a new job Waive your coverage
  1. Letter from employer indicating benefits effective date.
  2. Submit appropriate enrollment forms
Your spouse has Open Enrollment at his/her employer Add or drop spouse from Saint Louis University's benefits
  1. Open Enrollment documentation showing Open Enrollment dates for spouse employer
  2. Submit appropriate enrollment forms
  3. Copy of marriage certificate
  4. A household bill within the last 60 days showing spouse’s name
  5. Federal joint tax return (you may strike financial information)

For more information on Qualifying Events, refer to the Summary Plan Description (SPD) for the plan in which you are enrolled. You can find the SPDs listed here.

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