Multi Sanitas Health Insurance

Multi Sanitas coverage with SANITAS

SLU-Madrid provides all registered students with MULTI SANITAS medical care throughout each term. Students whose registration consists solely of a 0-credit course have the option to purchase (at €40 per calendar month) Sanitas coverage through the University. To do so, 0-credit students may contact the Office of Finance at Students in internships should consult insurance guidelines specific to their situation at this link >>.  Coverage is extended to all cities and towns where Sanitas has duly authorized centers and/or participating physicians. When services included in the contract are not available in a given area, you are entitled to receive them in another area upon authorization from SANITAS.

The policy includes free access to the services of participating specialists. Upon receipt of any service, persons insured must present their SANITAS card and may be asked to provide another form of identification (i.e. passport).

In general, prior authorization will be required from SANITAS for surgery, hospitalization, referral of physician services, and certain types of therapy and laboratory tests. In the event of an emergency, patients must obtain notification by notifying SANITAS within 72 hours of their admission to a hospital.

SANITAS provides home care in case of emergencies for patients that cannot be moved, and for patients who require special care but not hospitalization.

Medical fee for participating physicians and specialists* 100% coverage with the exception of cases when the patient is under the influence of alcohol or drugs.
Hospitalization and surgery 100% coverage within Spain with Sanitas-participating doctors, hospitals and clinics.
Dental Not covered, although a dental supplement can be added. For more information, please contact:
Medication Not covered. Prices for medication are significantly lower in Spain than in the U.S.
Repatriation (in case of death) 100% coverage to international airport in country of origin.

100% coverage from international airport to home city within European Community (EEC).

Reimbursement of up to $1,000 from international airport to home city (> 30 km) in non-EEC countries.
Counseling Services Covered if prescribed by a Sanitas-participating doctor, up to 4 sessions a month (limit of 15 sessions a year) with a Sanitas-participating psychiatrist. (Please note cannot guarantee an English-speaking psychiatrist.)

*For more information, visit the Sanitas website at or contact our Finance Office at

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