Saint Louis University

Graduate/Professional Students - University Health Plan (UHP)

Saint Louis University requires all full-time Graduate/Professional Students to have basic health insurance.   If a student already has other health insurance coverage in effect, then coverage under the University Health Plan (UHP) may be waived.  Full-time Graduate/Professional Students that do not waive UHP coverage must enroll.  Within Fall and Spring semesters, full-time students that neither waive nor enroll by the end of an Open Enrollment Period will be automatically enrolled and charged for UHP coverage.  Summer coverage is optional. 

Distance learners as well as Continuing Education and School for Professional Studies students are excluded from the requirement.  Study Abroad students are also excluded since they are required to enroll in either the International Insurance Plan or Sanitas Plan provided through Saint Louis University. 

Student-athletes participating in NCAA sports should contact the Department of Athletics to confirm if summer coverage is required for their sport.

All applicable charges for UHP coverage will be billed to one's student account.

Waiver Instructions:  To waive UHP coverage, Graduate/Professional Students must access secure on-line waiver screens provided by Aetna Student Health, the UHP's administrative partner.  The waiver screens require students to enter details regarding their other (non-UHP) coverage.  UHP waivers completed on-line are only applicable to the academic year in which they are submitted. 

               Spring 2017 Graduate/Professional Waiver Screens:        Aetna Student Health     ** Open  Dec 1st **

               NOTE:  If you are not registered for classes, you will not be able to waive online.  

Enrollment/Changes to Plan Elections:  Eligible Graduate/Professional Students and their dependent(s) must enroll or request changes to plan elections (i.e. drop coverage) within 31 days of admission, during an Open Enrollment Period or during a Special Enrollment Period.  To enroll in UHP coverage during an Open Enrollment Period, Graduate/Professional Students may access secure on-line enrollment screens provided by Aetna Student Health.  Manual enrollment may also be available.  Eligibilty for enrollment is based upon one's current registration status.   Enrollment may be completed in advance of Open Enrollment Periods.

               Spring 2017 Graduate/Professional Enrollment Screens:    Aetna Student Health   ** Open Dec 1st **

               NOTE:  If you are not registered for classes, you will not be able to enroll online.  

Open Enrollment:  Enrollment may be completed in advance of Open Enrollment Periods based on the availability of on-line enrollment screens.  Upcoming Open Enrollment Periods for Graduate/Professional Students include:

               Fall 2016:          Aug 15, 2016 - Sep 30, 2016  Effective date:  Aug 15

               Spring 2017:    Jan 1, 2017 - Feb 14, 2017      Effective date:  Jan 1  (for those that have not made a Spring election)

               Summer 2017:  May 21, 2017 - Jun 30, 2017  Effective date:  May 21

Special Enrollment Periods:  Special Enrollment Periods are provided when a qualifying life event (QLE) occurs (i.e. loss of other coverage, or acquiring new dependents through marriage, birth, or adoption). If enrollment or plan election changes are not completed within 31 days of the qualifying life event, the enrollment or plan election changes may not be made until the next Open Enrollment Period.  To enroll in UHP during a Special Enrollment Period, please contact the Student Health Center.

While Open Enrollment Periods carry set coverage effective (start) dates, effective (start) dates for enrollment and plan election changes requested within a Special Enrollment Period are based on the date of the qualifying life event.  Supporting documentation may be required to verify the qualifying life event.

Continuation Coverage:  Continuation coverage, which is a temporary extension of coverage under the plan, can become available when UHP coverage would otherwise end due to a qualifying event.  See the election form below for important details, requirements and rates related to FY 16/17 Student Continuation Coverage options:

                          FY 16/17 Student Continuation Coverage Election Forms                           

Possible alternatives to continuing UHP coverage include commercial health insurance plans and coverage sponsored by the Saint Louis University Alumni Association.  Coverage through the Alumni Association's program is available to Saint Louis University graduates.  Click on the link below for details:

                          Saint Louis University Alumni Association Insurance Plans

Recent health insurance reform legislation is designed to expand health coverage opportunities.  Click on the link below for details:

                          HealthCare.gov

Additional Assistance:  For additional assistance with issues related to Graduate/Professional Student enrollment contact the Student Health and Counseling Center at (314) 977-2323.

For additional assistance with Student Continuation Coverage contact the University Health Plan Office at (314) 977-5666.

Page Updated: 11/29/16 1320

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