Saint Louis University

Medical Students - University Health Plan (UHP)

Saint Louis University requires Medical Students to have basic health insurance.  If a student already has other health insurance coverage in effect, then coverage under the University Health Plan (UHP) may be waived.  If a student does not have other (non-UHP) coverage, they must enroll in the UHP.  Charges for UHP coverage will be billed on one's student account.  Students that neither waive nor enroll by the end of an Open Enrollment period may be automatically enrolled and charged for UHP coverage.

Waiver Instructions:  To waive UHP coverage, Medical Students must access secure on-line waiver screens provided by Aetna Student Health, the UHP's administrative partner.  The waiver screens require students to enter details regarding their other (non-UHP) coverage.  UHP waivers completed on-line are only applicable to the academic year in which they are submitted. 

                         Fall 2015 Medical Student Waiver Screen Link:  Aetna Student Health

                         Medical Student Waiver Enroll Guidelines:  Waive Enroll Guidelines   

                         NOTE:  If you are not registered for classes, you will not be able to waive online.

Enrollment/Changes to Plan Elections:  Eligible Medical Students and their dependent(s) must enroll or request changes to plan elections (i.e. drop/waive coverage) during initial program orientation, an Open Enrollment Period or a Special Enrollment Period.  To enroll in UHP during an Open Enrollment Period, students must access secure on-line enrollment screens provided by Aetna Student Health.  Eligibility for UHP enrollment is based upon one's current registration status.  Enrollment may be completed in advance of Open Enrollment Periods based on the availability of on-line enrollment screens.

                         Fall 2015 Medical Student Enrollment Screen Link:  Aetna Student Health

                         Medical Student Waiver Enroll Guidelines:  Waive Enroll Guidelines

                         NOTE:  If you are not registered for classes, you will not be able to enroll online.

Open Enrollment:  Upcoming Open Enrollment Periods and corresponding coverage effective (start) dates for Medical Students include:

                         Fall 2015:          Jun 1, 2015 - Sep 30, 2015     Effective date(s):   Aug 1 - 1st Yrs     Jul 1 - 2nd-4th Yrs

                         Spring 2016:     Jan 1, 2016 - Feb 14, 2016     Effective date(s):   Jan 1 - All Students

Special Enrollment Periods: Special Enrollment Periods are provided when a qualifying life event (QLE) occurs (i.e. loss of other coverage, or acquiring new dependents through marriage, birth or adoption).  If enrollment or plan election changes are not completed within 31 days of the qualifying event, the enrollment or plan election changes may not be made until the next Open Enrollment Period.   To enroll in UHP during a Special Enrollment Period, please contact the UHP Office.

While Open Enrollment Periods carry set coverage effective (start) dates, effective (start) dates for enrollment and plan election changes requested within a Special Enrollment Period are based on the date of the qualifying life event.  Supporting documentation may be required to verify the qualifying life event. 

Continuation Coverage:  When student UHP eligibility would otherwise end due to events such as graduation, leave of absence, or withdrawal, Student Continuation Coverage, which is a temporary extension of coverage under the plan, can become available. The length of Student Continuation Coverage shall not exceed six months from the date a covered individual no longer meets eligibility requirements. All documentation and payments related to Student Continuation Coverage must be directed to the UHP Office. See the election form below for important details, requirements and rates:

                         Student Continuation Coverage Election Form

                         Student Continuation Coverage Payment Receipt

Possible alternatives to continuing UHP coverage include commercial health insurance plans and coverage sponsored by the Saint Louis University Alumni Association. Coverage through the Alumni Association's program is available to Saint Louis University graduates. Click on the link below for details:

                         Saint Louis University Alumni Association Insurance Plans

Recent health insurance reform legislation is designed to expand health coverage opportunities. Click on the link below for details:


Additional Assistance:  For additional assistance with issues related to Medical Student enrollment or waivers contact the UHP Office at 314-977-5666. The fax number for the UHP Office is 314-977-5667.

Page Updated: 07/14/15 1413

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