Repaying your student loans can seem like a daunting task. Loan repayment programs, however, may be able to assist you in meeting your financial responsibilities. Loan repayment programs offer financial assistance that is paid directly toward your student loan debt, often in exchange for a service commitment. There are many programs available and each will require you to be willing to provide the service within the terms specified by the program sponsor. An example of a service commitment would be a minimum 2 years of service in an under-served area. Loan repayment programs help to stimulate interest in areas that may be lacking in services or qualified practitioners. There are many institutions that offer loan forgiveness programs, most common are sponsored by states or the federal government.
For more information on who offers loan forgiveness programs and how to take advantage of them, visit the following links.
The AAMC has a searchable database of loan forgiveness programs offered by each state complete with eligibility details and contact information.
National Institutes of Health
Sponsored by the U. S. Department of Health and Human Services. Offers several loan forgiveness programs in exchange for research projects.
Indian Health Service
The Federal Health Programs for American Indians and Alaskan Natives Sponsored by the U. S. Department of Health and Human Services offers loan forgiveness to students willing to commit to providing primary care in an IHS facility or approved Indian health program.