Dental Insurance- Delta Dental

Saint Louis University offers three plans with Delta Dental. Option 1, Flex Option, (9142-1000) provides the highest level of benefits as well as coverage in the PPO network, and out of the PPO network. The Flex option also includes adult and child orthodontia. Option 2, Basic Plus, (9143-5000) provides a lower level of benefits, and requires that you see a Delta PPO dentist to receive these benefits. The Basic Plus option offers orthodontia for children. The Basic plan, Option 3, (9143-1000) offers a lower level of benefits than Option 2, and does not include orthodontia. For the Basic plan, you must use a Delta PPO dentists to receive benefits.

Click here to see the schedule of benefits for each plan.

Dental Plan Rates Effective January 1, 2008

Biweekly	Option 1 Flex Option	Option 2 Basic Plus Option	Option 3 Basic Option
Employee Only	11.61	7.58	5.37
Two Person	22.72	14.38	10.51
Family	38.88	24.46	18.80
Monthly	Option 1 Flex Option	Option 2 Basic Plus Option	Option 3 Basic Option
Employee Only	25.14	16.41	11.63
Two Person	49.21	31.15	22.76
Family	84.24	52.98	40.72

Please see the Summary Plan Description for a complete description of the dental benefits available through Delta Dental. Delta Dental's FAQs provide helpful information as well.

Please note that not all services are in the same categories for all Plan Options. For example, bitewing and periapical x-rays as required are in coverage Section A. Preventative Services for the Flex Option, and coverage Section B. Basic Services for the Basic and Basic Plus Options. These levels of coverage have different percentages of coverage associated with each category.

To seach for a dentist in the PPO network, visit www.deltadentalmo.com, and click "Subscribers" and "Dentist Search." Please note, if you have Option 2 or Option 3, you will only receive dental benefits when you visit a Delta PPO network dentist.

Click here for an Enrollment/Change form.