Dental
Insurance-Delta Dental
Open
Enrollment for Dental benefits is held from November 1 through
November 30, 2009. Employees may make changes to their dental
benefits through Banner Self-Service during the Open Enrollment
period. Employees may choose a different plan option (flex,
basic plus or basic), or may add/delete dependent(s). These
elections will become effective on January 1, 2010.
For
the 2010 Plan Year, there will not be any changes to the plan
options. To view the Summary Plan Description, click here.
However, there is a 4.8% increase to the plan premium as shown
below.
New
Delta Dental cards will only be issued to new enrollees. You
may order additional cards or replacement cards by calling Delta
Dental at 314-656-3001 or by going online at www.deltadentalmo.com.
Saint
Louis University offers three plans with Delta Dental. Option
1, Flex Option, (9142-1000) provides the highest level of
benefits as well as coverage in the PPO network, and out of
the PPO network. The Flex option also includes adult and child
orthodontia. Option 2, Basic Plus, (9143-5000) provides
a lower level of benefits, and requires that you see a Delta
PPO dentist to receive these benefits. The Basic Plus option
offers orthodontia for children. The Basic plan, Option 3,
(9143-1000) offers a lower level of benefits than Option 2,
and does not include orthodontia. For the Basic plan, you must
use a Delta PPO dentists to receive benefits.
Click
here to see the 2010
schedule of benefits for each plan.
Dental
Plan Rates Effective January 1, 2010
| Biweekly |
Option 1
Flex Option
|
Option 2
Basic Plus Option
|
Option 3
Basic Option
|
| Employee Only |
$13.38
|
$8.73
|
$6.18
|
| Two Person |
$26.18
|
$16.57
|
$12.11
|
| Family |
$44.82
|
$28.19
|
$21.66
|
| Monthly |
Option 1
Flex Option
|
Option 2
Basic Plus Option
|
Option 3
Basic Option
|
| Employee Only |
$28.98
|
$18.92
|
$13.40
|
| Two Person |
$56.73
|
$35.91
|
$26.24
|
| Family |
$97.11
|
$61.08
|
$46.94
|
Delta Dental's Frequently
Asked Questions provide helpful information as well.
Please
note that not all services are in the same categories for
all Plan Options. For example, bitewing and periapical x-rays
as required are in coverage Section A. Preventative Services
for the Flex Option, and coverage Section B. Basic Services
for the Basic and Basic Plus Options. These levels of coverage
have different percentages of coverage associated with each
category.
To
seach for a dentist in the PPO network, visit www.deltadentalmo.com,
and click "Subscribers" and "Dentist Search."
Please note, if
you have Option 2 or Option 3, you will only receive
dental benefits when you visit a Delta PPO network dentist.
Click
here for an Enrollment/Change
form.