International Health Insurance
To prepare and safeguard Saint Louis University students studying abroad, the Office of International Services adopted a comprehensive insurance package, mandatory for all students studying abroad with academic programs or traveling overseas in conjunction with Saint Louis University.
Sanitas Health Insurance (Madrid Study Abroad Students):
Students studying abroad at the Saint Louis University Madrid Campus are automatically enrolled in the Sanitas health insurance policy and will receive their health insurance card upon arrival in Madrid. There are no additional forms required to formalize your enrollment in this insurance policy.
HTH Worldwide Health Insurance Information:
Students traveling overseas, to destinations other than Madrid, enroll in the HTH Worldwide insurance policy.
To enroll in the HTH Worldwide insurance policy, please complete the HTH Insurance Application and submit the completed form to the Office of International Services, Des Peres 102. For detailed information about this plan, please click here. All students are required to enroll in this insurance plan, unless you are participating in one of the following programs:
- Madrid - students studying in Madrid enroll in the Sanitas Health Insurance
- Beijing - students studying at The Beijing Center enroll through Loyola of Chicago
- Webster Study Abroad Programs - students studying abroad through one of the Webster affiliated programs enroll through Webster University
HTH Worldwide Insurance Cost:
$20/week - online payment and online form available through SLU Marketplace
$75/month - online payment and online form available through SLU Marketplace
$250/semester - billed directly to student account and includes the ISIC Card
Please note that, for the benefit of Saint Louis University students, this insurance coverage is mandatory.
Once you receive your HTH Worldwide Insurance Services card:
- Explore the hthstudents.com webpage.
- Complete the registration process at hthstudents.com, using your individual insurance certificate number listed on your identification card.
- Review the "Global Health and Safety Resources" portion of the webpage to identify qualified medical providers in your destination with an existing agreement with HTH.
- Review the claims process to assure you gather and submit the necessary documentation should you need to file a claim.
- Put your HTH insurance card in your wallet and carry it with you at all times.
HTH Contact Information:
24/7 Emergency Assistance:
Call HTH Worldwide collect from outside the U.S.: +1.610.254.8771
Call HTH Worldwide toll free from within the U.S.: 800.257.4823
In an emergency, seek appropriate medical care directly, and then call HTH Worldwide.
Students are advised to contact HTH within 24 hours, in the event of an emergency.
For Other Questions About Your Plan:
Call collect from outside the U.S.: +1.610.254.8741
Call toll free within the U.S.: +1.866.281.1668
Frequently Asked Questions:
For additional and more detailed information, please visit hthstudents.com.
How do I choose a doctor who accepts HTH Insurance?
Log on to www.hthstudents.com and search for a doctor in the region you are visiting. If you have not already completed a user profile, you may be prompted to do so at this time. Once you complete your user profile, you will able to run a search for doctors, download appropriate forms, etc.
What if I visit a doctor who does not have an agreement with HTH?
There is a reimbursement claims process for students who inadvertently seek care from a health care provider that does not have an agreement with HTH Health Services. Students who seek care from a health care provider that does not have a current agreement with HTH Health Services will need to pay for services rendered up front and then submit an insurance claims form to HTH for reimbursement.
Additional information regarding this claims process, including the necessary forms, may be found on www.hthstudents.com.
How do I submit a claim?
Log in to www.hthstudents.com and thoroughly review the claims form filing instructions.
Download, complete, and submit the claims form, with all required documentation directly to HTH.
Please note that it is the responsibility of the student to submit the claim directly to HTH - this is not the responsibility of Saint Louis University.
How do I contact HTH Worldwide about a claim?
Please call 1.888.350.2002 to speak with an HTH Worldwide Customer Services Representative if you have a question regarding a claim.
Participants can check the status of their claim in the 'My Benefits' section of www.hthstudents.com.