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Public Service Loan Forgiveness

Public Service Loan Forgiveness (PSLF) is a federal program designed to reduce the burden of student loan debt for people who work in public service. Saint Louis University is considered a public service employer for the purposes of these programs.

PSLF pairs the immediate relief of an income-driven repayment plan (to make your monthly payments affordable) with the longer-term relief of loan forgiveness.

Savi: A Student Loan Solution from TIAA

Saint Louis University and TIAA have joined forces with Savi, a social impact technology company, to help SLU employees benefit from Public Service Loan Forgiveness programs.

Savi helps eligible borrowers to understand their choices, lower their monthly payments, and enroll in a forgiveness program. Between January 1, 2019 and December 31, 2019, based on Savi’s internal measurements, Savi users saw average projected savings of $1,880 per year. 

Try the free calculator today to see if you might qualify.

Check My Savings with Savi

If you pursue Public Service Loan Forgiveness, you may decide to enlist a concierge service to complete and manage the paperwork for the duration of the program. The annual fee for this optional service is $60.* For many people, that works out to half the monthly savings they’ll see in the new income-driven repayment plan.

*A portion of the fee may be shared with TIAA to offset costs to support the program. In addition, TIAA has a minority ownership interest in Savi.

If you wish to complete the PSLF form outside of Savi, complete sections one and two and send it to